1. About This Policy

This Privacy Policy describes how Kings Rise Legacy LLC ("we," "us," or "our"), a Georgia limited liability company, and Keith King, a licensed Life and Health insurance agent (NPN: 20290460), collect, use, share, and protect information obtained from individuals who interact with us by phone, through this website, or through any other means in connection with insurance services. We are committed to handling your personal information responsibly and in compliance with applicable law.

By contacting us or providing your information, you acknowledge and agree to the practices described in this Privacy Policy.

2. Information We Collect

We may collect the following categories of personal information:

• Contact information: Name, mailing address, email address, and telephone numbers (including mobile numbers)
• Demographic information: Date of birth, gender, and state of residence
• Health and financial information: General health status, tobacco use, and income information relevant to insurance underwriting and product suitability
• Military and veteran status: Branch of service, dates of service, and VA benefit information you voluntarily provide
• Insurance history: Existing coverage, prior policy information, and stated insurance needs
• Technical information: IP address, browser type, and pages visited on this website

3. How We Collect Information

We collect information:

• Directly from you during phone consultations
• Through this website if you submit contact information
• From licensed lead providers and data sources from which you previously expressed interest in insurance products
• From insurance carriers during the application and underwriting process

4. How We Use Your Information

We use your information for the following purposes:

• To contact you regarding life insurance products and services relevant to your needs
• To obtain insurance quotes from licensed carriers on your behalf
• To process insurance applications and facilitate policy issuance
• To communicate with you about existing coverage or pending applications
• To comply with applicable laws, regulations, and insurance licensing requirements
• To maintain records as required by state insurance regulatory authorities

5. Telephone Contact & TCPA Compliance

We contact prospective and current clients by telephone in connection with insurance services. Our telephone communications are subject to the following:

• We comply with the Telephone Consumer Protection Act (TCPA) and applicable Federal Communications Commission (FCC) regulations
• We comply with the Telemarketing Sales Rule (TSR) administered by the Federal Trade Commission (FTC)
• We honor the National Do Not Call Registry and maintain an internal Do Not Call list
• Calls to mobile numbers are placed with appropriate consent as required by applicable law
• Our outbound calls may be placed using an automated dialing system or predictive dialer
• Calls may be recorded for quality assurance and compliance purposes in accordance with applicable state law

To be added to our internal Do Not Call list, you may request removal at any time by:

• Stating your request verbally during any phone call
• Sending a written request to: Kings Rise Legacy LLC, Dawsonville, GA 30534
• Emailing your request to: keith@kingsriselegacy.com

We will honor Do Not Call requests within 30 days and maintain them for a minimum of five (5) years.

6. Sharing Your Information

We may share your information in the following limited circumstances:

• Insurance carriers: To obtain quotes and process applications on your behalf
• General agencies and field marketing organizations (FMOs): Through which Keith King is contracted to access insurance products
• Service providers: Third-party vendors such as CRM software providers who assist in operating the business, subject to confidentiality obligations
• Legal and regulatory requirements: When required by law, court order, or state insurance regulatory authority
• Business transfers: In the event of a merger, acquisition, or sale of all or substantially all of our assets

7. Data Security

We implement reasonable administrative, technical, and physical safeguards to protect your personal information from unauthorized access, use, disclosure, alteration, or destruction. However, no method of transmission or storage is 100% secure, and we cannot guarantee absolute security of your information.

Access to personal information is limited to individuals with a legitimate business need to access it in connection with providing services to you.

8. Data Retention

We retain personal information for as long as necessary to fulfill the purposes described in this policy and to comply with applicable laws, regulations, and insurance licensing record-keeping requirements. Georgia and applicable state insurance regulations may require retention of certain records for a defined period of years following a transaction.

9. Your Rights & Choices

Depending on your state of residence, you may have certain rights with respect to your personal information, including the right to:

• Request access to or a copy of the personal information we hold about you
• Request correction of inaccurate information
• Request deletion of your information, subject to applicable legal obligations
• Opt out of certain communications

To exercise any of these rights, please contact us using the information in Section 11 below. We will respond to verifiable requests within a reasonable time and in accordance with applicable law.

10. State-Specific Disclosures

Residents of certain states may have additional rights under applicable state privacy and insurance laws. California residents have the right to know what personal information we collect, to request deletion, and to opt out of the sale of personal information. We do not sell personal information. To submit a California privacy rights request, contact us using the information in Section 11.

Insurance information collected in connection with insurance transactions is also governed by applicable state insurance regulations and may be subject to the NAIC Insurance Information and Privacy Protection Model Act as adopted in your state.

11. Contact Us

For privacy-related questions, Do Not Call requests, or other concerns, please contact us:

• Business: Kings Rise Legacy LLC
• Agent: Keith King (NPN: 20290460)
• Mailing Address: Dawsonville, GA 30534
• Email: keith@kingsriselegacy.com
• Phone: (678) 656-1280

12. Updates to This Policy

We may update this Privacy Policy from time to time to reflect changes in our practices, applicable law, or regulatory requirements. When changes are made, the "Last updated" date at the top of this page will be revised. Your continued interaction with us following any update constitutes your acknowledgment of the revised policy.